10 finance apps to control your spending and investments

Hey, did you think the investment was a matter for big businessmen? Wrong! Stay with us to find out how you too can get on the bandwagon and make your money work.

Check out in today’s post, the 10 finance apps that can make a difference to your pocket!

How can young people benefit from financial education?

There is no right age to learn about finance, that’s a fact. However, financial education for young people results in adults being empowered over their own money, which reflects not only on their personal lives but on society as a whole, as these young people will learn and be more interested in economics and politics, becoming citizens. critically active.

In addition, the earlier you learn about controlling expenses and finances, the better a person is able to face a crisis or small adverse financial situations in everyday life. One thing is a fact: it is necessary to demystify that money is a problem, a complicated subject, or an agenda only for businessmen and politicians. The topic is necessary for everyone and, for that, nothing better than knowing some practices so that you can start organizing your finances today.

In addition to numerous free investment courses – online or in person – on the subject, you can find several tips on the internet on how to be more organized with your own money. Take some time to look into that too!

What is personal financial education?

It is important to point out, however, that financial education can open up different areas of understanding, with personnel being our focus in this article. Therefore, the first thing to point out is that personal financial education involves many aspects of everyday life since money is something present in almost every activity we do on a daily basis.

Among the most diverse things, through financial education it is possible to learn about the current national and international market, how interest rates influence our lives, to consume more consciously, use the credit function with more responsibility and make your own budget month, program the following months.

And don’t think that all this is a seven-headed bug, on the contrary. Today, there are several resources available that help you plan expenses, understand your consumer profile, set short and long-term goals, etc. Personal finance apps represent just a few of these resources, but you can look for good quality content about finances in free online courses, podcasts, YouTube videos, and more. In short, our tip is that you use technology to your advantage to learn and put into practice the lessons of financial education as soon as possible.

How to control personal expenses?

Although we know that there are theories and more structured ways that teach you how to control spending, there are some cool tips to be applied in everyday life, such as the use of spreadsheets. And it can be done very simply!

Creating a personal expenses spreadsheet, in Excel itself, allows you to have a broad view of your individual expenses, prioritizing what is essential for that month, what is superfluous (but still within the budget), what can be discarded, and which is possible to save, saving a little money too.

Personal finance apps

We’ve come to the part of the article you’ve been waiting for, haven’t we? Below, we’ve selected the best personal finance apps out there today for anyone who wants to be a good financial organizer. Check out:

Furniture

There’s no mistake: Mobills is the most used finance application, thanks to its great usability, which attracts thousands of people looking to organize their financial life. It has a very different feature from the others, which is the geolocation of expenses, which makes it easier to understand which region you usually spend more, such as close to home, close to work or any other specific location.

In addition, the app has a financial planning feature divided into categories, in which you can assign monthly spending ceilings for each one. Cool huh?

In addition to the existing free account, it is also possible to choose the premium plan for the account, the first being more restricted to expense entries and the second being unlimited use.

Guiabolso

If you’re looking for an organizer that integrates with other finance apps on your cell phone, Guiabolso is ideal. This app stands out for integrating bank accounts and credit cards, making it easy to manage your finances on a single platform.

Another point of relevance is the comparison it brings regarding the financial index of other users with the same profile as yours, helping to create your average parameter of expenses and organization. Guiabolso is available for Android and iOS.

My Savings

As the name suggests, Minhas Economies is aimed at controlling personal expenses. With all the facilities of the other finance apps above, the difference is in the resource for those who need to plan for the future.

It’s quite simple: suppose you want to make a down payment on a property, right? With this app, you can set the total budget for this and track your entire program to reach the established goal. My Savings is available for Android and iOS.

Blu

Launched by Banco BS2, the Blu application is aimed especially at young people and teenagers, promoting financial education from an early age in a very interactive way. Through gamification strategies, the app offers games and challenges in a quiz format, which address subjects such as conscious consumption, economics, mathematics, finance, security, etc.

What draws attention is the dynamic way in which Blu educates users about the value of work, the organization of their own money, discipline, and autonomy, essential points for a quality financial education.

According to the creators of the app, the objective of the platform is to develop financial awareness from an early age, giving teenagers and young people greater autonomy. Blu is available for Android and iOS.

organize

With more than two million users, Organize is the perfect app for anyone who wants to create personal goals focusing on savings, being able to clearly identify where their money is going, and prioritizing spending sectors. The app also allows the integration of bank accounts and cards, in addition to the usability being quite intuitive, which attracts people even more.

At Organize, you can control your money with practicality, having access to monthly reports that create spending alerts, in addition to being able to save all data in the cloud.

Investment control apps

For those who are already more familiar with organizing finance, maybe it’s time to take a step towards investing. And yes: better-investing money can be for everyone, it is not something from another world and it is not only part of the life of great entrepreneurs.

In fact, nowadays there are several finance apps that help those who want to start saving money, helping to monitor the investment market and understand more about the subject. We’ve selected a few for you:

investing

Investing is one of the most used apps today for those who are starting to invest. It allows you to monitor news and stock market movements in real-time, with information from more than 20,000 financial instruments.

Among the advantages of this app, we highlight the possibility to create and customize your own stock portfolio and access to reports from industry experts.

Bloomberg

If this is your first time investing, you can’t go wrong: you bet on Bloomberg, which has its application as a reference when it comes to financial markets. The app provides information from various platforms, in addition to its own content made available via radio, television and the internet, being used by major players in the sector.

Through the Bloomberg application, users can follow information about the financial market, commodities, currency quotes, rates, and various securities. You can also access daily market news and receive alerts on stocks that interest you.

Kinvo

With a simple layout and easy-to-use, Kinvo aims to facilitate the management of those who want to invest. Among the features made available by the application, are the graphic analysis of your investment portfolio and the possibility of registering other portfolios, for comparisons.

It is possible to download the app in the free version, but you can also subscribe to the platform’s premium plan to have access to the risks and returns of each application, in addition to notification and dividend alerts.

Finish

With the slogan “finance doesn’t hove to be rocket science ” or “finance doesn’t have to be rocket science”, the Finimize app is recognized worldwide for helping new investors to enter the market in an uncomplicated way, promoting the idea that financial instruments must be accessible and understandable to all.

As a differential, the app provides text and audio content to help those who are entering the investment market now, with a very accessible language.

Yahoo! Finance

Yahoo! Finance is one of the most popular finance apps for users, with great ratings. Similar to the Bloomberg application, it also allows you to follow everything about the financial market and current quotes, being able to choose your favorite stocks to receive alerts.

The finance app is ideal for anyone who wants the latest news for investment decision-making, receiving real-time checks and notifications. In addition, the feature of comparing market information through interactive charts is very appealing to users. Available for Android and iOS.